The sutras encourage people to make good use of what they have, and to be able to do without. You should not depend too much on your wealth or derive all your pleasure from such wealth. You should learn to be content in any and all situations.

There is a story concerning the famous Ch'an practitioner, Layman P'ang. He was, supposedly, very wealthy. After enlightenment, he took all his wealth ─ gold, silver, jewels ─ loaded it in a boat and dumped in a river. Then he and his family had nothing, not even a house to live in. They survived by making and selling baskets. People asked, "Why didn't you give your money to the needy?" Layman P'ang replied, "I didn't want to harm anyone. If you give people wealth, they will likely create a lot of bad karma. If, instead, you tell them to practice, they will gain true wealth." The story is probably fabricated, but it makes a good point: it is best to have few desires, to live simply and be content.

If you are materially wealthy, you are potentially adding to your burden of responsibilities. It takes time and energy to accumulate and manage possessions. There will be less time for practice. However, if you see yourself as being the guardian of your wealth, wealth that really belongs to all sentient beings, then you can practice well. You will see wealth as something to be used without attachment, without a sense of gain or loss.

You need not be afraid of having or accumulating wealth, nor should you overly indulge in the pleasures brought about by wealth. Use what you have with restraint, help those in need, and support the Three Jewels ─ Buddha, Dharma and Sangha.